Welfare broker

H AND H INSURANCE SERVICES INC

Mailing address (most recent filing)

3160 CAMPUS DRIVE SUITE 100

NORCROSS, GA 30071

Total comp: $62K
Commissions: $51K
Fees: $11K
Filings: 2
Sponsors: 2

Carrier mix

Where H AND H INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$265K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$265K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of H AND H INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 17.71% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of H AND H INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where H AND H INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OLE MEXICAN FOODS, INC. OLE MEXICAN FOODS, INC. LIFE INSURANCE POLICY	GA	$265K	$47K	STANDARD INSURANCE COMPANY