Welfare broker

GUTMANS INSURANCE BROKERAGE INC

Mailing address (most recent filing)

1066 E 2ND STREET

BROOKLYN, NY 11230

Total comp: $317K
Commissions: $272K
Fees: $45K
Filings: 3
Sponsors: 3

Carrier mix

Where GUTMANS INSURANCE BROKERAGE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	2	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$801K	0.0%	9.91x
NJ	1	$1.9M	0.0%	23.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GUTMANS INSURANCE BROKERAGE INC's plans by broker comp / premium ratio. Median 11.40% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GUTMANS INSURANCE BROKERAGE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GUTMANS INSURANCE BROKERAGE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CARERITE CENTERS, LLC CARERITE CENTERS, LLC WELFARE BENEFIT PLAN	NJ	$1.9M	$236K	SUN LIFE ASSURANCE COMPANY OF CANADA
BRIDGEWATER CENTER FOR REHABILITATION BRIDGEWATER CENTER FOR REHABILITATION	NY	$801K	$83K	SUN LIFE AND HEALTH INSURANCE COMPANY (U.S)

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$2.7M

100.0%

State

Plans

Premium

State share

Index

$801K

0.0%

9.91x

$1.9M

0.0%

23.18x

Sponsor

Loc

Premium

Comp

Carrier

CARERITE CENTERS, LLC

CARERITE CENTERS, LLC WELFARE BENEFIT PLAN

$1.9M

$236K

SUN LIFE ASSURANCE COMPANY OF CANADA

BRIDGEWATER CENTER FOR REHABILITATION

$801K

$83K

SUN LIFE AND HEALTH INSURANCE COMPANY (U.S)