Welfare broker

GUTMAN INS AGENCY USA LLC

Mailing address (most recent filing)

134 S 9TH STREET

BROOKYN, NY 11211

Total comp: $124K
Commissions: $124K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GUTMAN INS AGENCY USA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$1.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.0M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GUTMAN INS AGENCY USA LLC's plans by broker comp / premium ratio. Median 14.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GUTMAN INS AGENCY USA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GUTMAN INS AGENCY USA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EXCELSIOR CARE GRP LLC EXCELSIOR CARE GRP WELFARE BENEFIT PLAN	NY	$1.0M	$145K	SUN LIFE AND HEALTH INSURANCE COMPANY