Welfare broker

GURU BUSINESS SOLUTIONS LLC

Mailing address (most recent filing)

1140 NE SAVANNAH OAKS WAY

JENSEN BEACH, FL 34957

Total comp: $42K
Commissions: $42K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where GURU BUSINESS SOLUTIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$64K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$64K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GURU BUSINESS SOLUTIONS LLC's plans by broker comp / premium ratio. Median 9.36% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GURU BUSINESS SOLUTIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GURU BUSINESS SOLUTIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PA CARE AT HOME SERVICES PA CARE AT HOME SERVICES LIFE INSURANCE PLAN	PA	$64K	$6K	PRINCIPAL LIFE INSURANCE COMPANY