Welfare broker

GROUP HEALTH SOLUTION INC

Mailing address (most recent filing)

437 EAST ALLEN STREET

2ND FLOOR

HUDSON, NY 12534

Total comp: $381K
Commissions: $167K
Fees: $214K
Filings: 4
Sponsors: 4

Carrier mix

Where GROUP HEALTH SOLUTION INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	3	$6.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$5.3M	0.0%	13.21x
NJ	1	$1.3M	0.0%	15.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GROUP HEALTH SOLUTION INC's plans by broker comp / premium ratio. Median 6.96% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of GROUP HEALTH SOLUTION INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GROUP HEALTH SOLUTION INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MIQ DIGITAL USA, INC. MIQ DIGITAL USA, INC. EMPLOYEE BENEFITS PLAN	NY	$4.2M	$292K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BLOOMSBURY PUBLISHING, INC. BLOOMSBURY PUBLISHING PLC HEALTH AND WELFARE PLAN	NY	$1.1M	$199K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
AETREX, INC. AETREX, INC. HEALTH AND WELFARE MEDICAL PLAN	NJ	$1.3M	$79K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$6.6M

100.0%

State

Plans

Premium

State share

Index

$5.3M

0.0%

13.21x

$1.3M

0.0%

15.46x

Sponsor

Loc

Premium

Comp

Carrier

MIQ DIGITAL USA, INC.

MIQ DIGITAL USA, INC. EMPLOYEE BENEFITS PLAN

$4.2M

$292K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

BLOOMSBURY PUBLISHING, INC.

BLOOMSBURY PUBLISHING PLC HEALTH AND WELFARE PLAN

$1.1M

$199K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

AETREX, INC.

AETREX, INC. HEALTH AND WELFARE MEDICAL PLAN

$1.3M

$79K

CIGNA HEALTH AND LIFE INSURANCE COMPANY