Welfare broker

GROUP BENEFIT SYSTEMS INC

Mailing address (most recent filing)

4717 GRANNY WHITE PIKE

NASHVILLE, TN 37220

Total comp: $99K
Commissions: $99K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where GROUP BENEFIT SYSTEMS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
SIRIUS AMERICA INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.3M	66.7%
SIRIUS AMERICA INSURANCE COMPANY	1	$379K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	3	$1.7M	0.2%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GROUP BENEFIT SYSTEMS INC's plans by broker comp / premium ratio. Median 5.63% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of GROUP BENEFIT SYSTEMS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GROUP BENEFIT SYSTEMS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JOHN BOUCHARD AND SONS CO. JOHN BOUCHARD AND SONS CO. WELFARE PLAN	TN	$1.2M	$69K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
INSTITUTIONAL WHOLESALE COMPANY, INC. INSTITUTIONAL WHOLESALE COMPANY, INC. WELFARE PLAN	TN	$73K	$18K	BLUERE OF TENNESSEE
ATHENS PAPER COMPANY INC. ATHENS PAPER WELFARE PLAN	TN	$379K	$14K	SIRIUS AMERICA INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.3M

66.7%

SIRIUS AMERICA INSURANCE COMPANY

$379K

33.3%

State

Plans

Premium

State share

Index

$1.7M

0.2%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

JOHN BOUCHARD AND SONS CO.

JOHN BOUCHARD AND SONS CO. WELFARE PLAN

$1.2M

$69K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

INSTITUTIONAL WHOLESALE COMPANY, INC.

INSTITUTIONAL WHOLESALE COMPANY, INC. WELFARE PLAN

$73K

$18K

BLUERE OF TENNESSEE

ATHENS PAPER COMPANY INC.

ATHENS PAPER WELFARE PLAN

$379K

$14K

SIRIUS AMERICA INSURANCE COMPANY