Welfare broker

GRINSPEC OF NJ DBA CENTRIC BENEFITS

Mailing address (most recent filing)

219 SOUTH STREET

NEW PROVIDENCE, NJ 07974

Total comp: $219K
Commissions: $136K
Fees: $82K
Filings: 10
Sponsors: 10

Carrier mix

Where GRINSPEC OF NJ DBA CENTRIC BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$998K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$998K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRINSPEC OF NJ DBA CENTRIC BENEFITS's plans by broker comp / premium ratio. Median 7.72% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GRINSPEC OF NJ DBA CENTRIC BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GRINSPEC OF NJ DBA CENTRIC BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEICHERT CO. WEICHERT REALTORS WELFARE BENEFIT PLAN	NJ	$998K	$77K	LIFE INSURANCE COMPANY OF NORTH AMERICA