Welfare broker

GRIFFIN MICHAEL

Mailing address (most recent filing)

40 WALL STREET, SUITE 1304

NEW YORK, NY 10005

Total comp: $201K
Commissions: $201K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GRIFFIN MICHAEL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$1.2M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRIFFIN MICHAEL's plans by broker comp / premium ratio. Median 25.47% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GRIFFIN MICHAEL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GRIFFIN MICHAEL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUSTEES OF BOSTON UNIVERSITY INDIVIDUAL DISABILITY INSURANCE PLAN	MA	$1.2M	$308K	STANDARD LIFE INSURANCE COMPANY