Welfare broker

GREG LIPOSKY

Mailing address (most recent filing)

5435 CORPORATE DRIVE

SUITE 210

TROY, MI 12345

Total comp: $375K
Commissions: $374K
Fees: $1K
Filings: 8
Sponsors: 8

Carrier mix

Where GREG LIPOSKY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	2	$4.3M	66.7%
BLUE CROSS OF CALIFORNIA	1	$2.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$7.0M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GREG LIPOSKY's plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of GREG LIPOSKY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GREG LIPOSKY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BLM GROUP USA CORPORATION (ERISA) BLM GROUP USA CORPORATION (ERISA)EMPLOYEE BENEFITS PLAN	MI	$2.7M	$141K	BLUE CROSS BLUE SHIELD OF MICHIGAN
TESTEK INC. TESTEK INC. EMPLOYEE BENEFITS PLAN	MI	$2.1M	$121K	BLUE CARE NETWORK OF MICHIGAN
DETROIT SYMPHONY ORCHESTRA, INC. DETROIT SYMPHONY ORCHESTRA, INC. BLUE CROSS BLUE SHIELD OF MICHIGAN PLAN	MI	$2.3M	$72K	BLUE CARE NETWORK OF MICHIGAN

Carrier

Plans

Premium

BLUE CARE NETWORK OF MICHIGAN

$4.3M

66.7%

BLUE CROSS OF CALIFORNIA

$2.7M

33.3%

State

Plans

Premium

State share

Index

$7.0M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

BLM GROUP USA CORPORATION (ERISA)

BLM GROUP USA CORPORATION (ERISA)EMPLOYEE BENEFITS PLAN

$2.7M

$141K

BLUE CROSS BLUE SHIELD OF MICHIGAN

TESTEK INC.

TESTEK INC. EMPLOYEE BENEFITS PLAN

$2.1M

$121K

BLUE CARE NETWORK OF MICHIGAN

DETROIT SYMPHONY ORCHESTRA, INC.

DETROIT SYMPHONY ORCHESTRA, INC. BLUE CROSS BLUE SHIELD OF MICHIGAN PLAN

$2.3M

$72K

BLUE CARE NETWORK OF MICHIGAN