Welfare broker

GREG BROGAN

Mailing address (most recent filing)

320 WEST LAKE LANSING ROAD

EAST LANSING, MI 48823

Total comp: $130K
Commissions: $122K
Fees: $8K
Filings: 5
Sponsors: 5

Carrier mix

Where GREG BROGAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
PHP INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$9K	50.0%
PHP INSURANCE COMPANY	1	$3.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.0M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GREG BROGAN's plans by broker comp / premium ratio. Median 6.78% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GREG BROGAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GREG BROGAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOSTER, SWIFT, COLLINS & SMITH, P.C. FOSTER, SWIFT, COLLINS & SMITH PC EMPLOYEE GROUP BENEFIT PLAN	MI	$3.0M	$106K	UNIVERSITY OF MICHIGAN HEALTH INSURANCE COMPANY
AGATE SOFTWARE INC AGATE GROUP LIFE	MI	$9K	$851	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$9K

50.0%

PHP INSURANCE COMPANY

$3.0M

50.0%

State

Plans

Premium

State share

Index

$3.0M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

FOSTER, SWIFT, COLLINS & SMITH, P.C.

FOSTER, SWIFT, COLLINS & SMITH PC EMPLOYEE GROUP BENEFIT PLAN

$3.0M

$106K

UNIVERSITY OF MICHIGAN HEALTH INSURANCE COMPANY

AGATE SOFTWARE INC

AGATE GROUP LIFE

$9K

$851

UNUM LIFE INSURANCE COMPANY OF AMERICA