Welfare broker

GRANULAR INSURANCE COMPANY

Mailing address (most recent filing)

269 E GRAND AVE

SOUTH SAN FRANCISCO, CA 94080

Total comp: $90K
Commissions: $90K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GRANULAR INSURANCE COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GRANULAR INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GRANULAR INSURANCE COMPANY	1	$990K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$990K	0.1%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRANULAR INSURANCE COMPANY's plans by broker comp / premium ratio. Median 13.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GRANULAR INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GRANULAR INSURANCE COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEWTON HEALTHCARE CORPORATION NEWTON HEALTHCARE CORPORATION HEALTH CARE PLAN	KS	$990K	$138K	GRANULAR INSURANCE COMPANY