Welfare broker

GRANT A HOUWMAN

Mailing address (most recent filing)

200 S PHILLIPS AVE STE 200

SIOUX FALLS, SD 57104

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GRANT A HOUWMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SANFORD HEALTH PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SANFORD HEALTH PLAN	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	1	$1.8M	0.3%	362.21x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRANT A HOUWMAN's plans by broker comp / premium ratio. Median 3.03% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GRANT A HOUWMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GRANT A HOUWMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DMG, INC. DBA MALLOY ELECTRIC DMG, INC. EMPLOYEE PREMIUM CONVERSION CAFETERIA PLAN AND TRUST AGREEMENT	SD	$1.8M	$54K	SANFORD HEALTH PLAN