Welfare broker

GRANITE PROFESSIONAL INSURANCE

Mailing address (most recent filing)

BROKERAGE

360 LINDBERGH AVE

LIVERMORE, CA 945519511

Total comp: $56K
Commissions: $56K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where GRANITE PROFESSIONAL INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	2	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	2	$1.9M	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRANITE PROFESSIONAL INSURANCE's plans by broker comp / premium ratio. Median 6.12% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GRANITE PROFESSIONAL INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GRANITE PROFESSIONAL INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DEAN VISTNES MD INC DEAN VISTNES MD INC HEALTH AND WELFARE PLAN	WA	$1.2M	$70K	KAISER FOUNDATION HEALTH PLAN, INC.
SKINSPIRIT ESSENTIAL LLC SKINSPIRIT ESSENTIAL LLC HEALTH AND WELFARE PLAN	WA	$705K	$46K	KAISER FOUNDATION HEALTH PLAN, INC.

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$1.9M

100.0%

State

Plans

Premium

State share

Index

$1.9M

0.1%

61.72x

Sponsor

Loc

Premium

Comp

Carrier

DEAN VISTNES MD INC

DEAN VISTNES MD INC HEALTH AND WELFARE PLAN

$1.2M

$70K

KAISER FOUNDATION HEALTH PLAN, INC.

SKINSPIRIT ESSENTIAL LLC

SKINSPIRIT ESSENTIAL LLC HEALTH AND WELFARE PLAN

$705K

$46K

KAISER FOUNDATION HEALTH PLAN, INC.