Welfare broker

GRABER & ASSOCIATES INC

Mailing address (most recent filing)

4310 S TECHNOLOGY DRIVE

SIOUX FALLS, SD 57106

Total comp: $47K
Commissions: $47K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where GRABER & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN50.0%
SANFORD HEALTH PLAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$51K	50.0%
SANFORD HEALTH PLAN	1	$3.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	2	$3.9M	0.6%	362.21x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRABER & ASSOCIATES INC's plans by broker comp / premium ratio. Median 2.45% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GRABER & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GRABER & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HURON REGIONAL MEDICAL CENTER, INC. HURON REGIONAL MEDICAL CENTER SANFORD HEALTH PLAN	SD	$3.8M	$45K	SANFORD HEALTH PLAN
HURON REGIONAL MEDICAL CENTER HURON REGIONAL MEDICAL CENTER - VSP	SD	$51K	$2K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$51K

50.0%

SANFORD HEALTH PLAN

$3.8M

50.0%

State

Plans

Premium

State share

Index

$3.9M

0.6%

362.21x

Sponsor

Loc

Premium

Comp

Carrier

HURON REGIONAL MEDICAL CENTER, INC.

HURON REGIONAL MEDICAL CENTER SANFORD HEALTH PLAN

$3.8M

$45K

SANFORD HEALTH PLAN

HURON REGIONAL MEDICAL CENTER

HURON REGIONAL MEDICAL CENTER - VSP

$51K

$2K

VISION SERVICE PLAN