Welfare broker

GOLDENWEST INSURANCE SERVICES

Mailing address (most recent filing)

315 N MARKETPLACE DR

CENTERVILLE, UT 84014

Total comp: $338K
Commissions: $333K
Fees: $5K
Filings: 11
Sponsors: 11

Carrier mix

Where GOLDENWEST INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY44.4%
SELECTHEALTH33.3%
USABLE LIFE11.1%
UNITEDHEALTHCARE INSURANCE COMPANY11.1%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	4	$2.2M	44.4%
SELECTHEALTH	3	$913K	33.3%
USABLE LIFE	1	$40K	11.1%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$344K	11.1%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	8	$3.0M	0.9%	116.84x
VA	1	$567K	0.0%	5.10x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GOLDENWEST INSURANCE SERVICES's plans by broker comp / premium ratio. Median 10.73% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of GOLDENWEST INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-9 of 9 sponsors where GOLDENWEST INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUNG AUTOMOTIVE GROUP YOUNG AUTOMOTIVE GROUP CAFETERIA PLAN	UT	$972K	$104K	STARMOUNT LIFE INSURANCE COMPANY
KIHOMAC, INC. KIHOMAC HEALTH AND WELFARE PLAN	VA	$567K	$57K	STARMOUNT LIFE INSURANCE COMPANY
BOMAN & KEMP MANUFACTURING, INC BOMAN & KEMP HEALTHCARE BENEFITS PLAN	UT	$490K	$56K	SELECTHEALTH
ANTHONY WADE, INC. STEPHEN WADE AUTO CENTERS WELFARE BENEFIT PLAN	UT	$454K	$49K	STARMOUNT LIFE INSURANCE COMPANY
MURDOCK CHEVROLET, INC. MURDOCK CHEVROLET AUTO GROUP WELFARE PLAN	UT	$255K	$18K	STARMOUNT LIFE INSURANCE COMPANY
GOLDENWEST FEDERAL CREDIT UNION GOLDENWEST CREDIT UNION DENTAL PLAN	UT	$372K	$16K	SELECTHEALTH
GOLDENWEST FEDERAL CREDIT UNION GOLDENWEST CREDIT UNION LONG-TERM DISABILITY PLAN	UT	$40K	$5K	USABLE LIFE
GOLDENWEST FEDERAL CREDIT UNION GOLDENWEST CREDIT UNION HEALTH PLAN	UT	$344K	$0	UNITEDHEALTHCARE STOP LOSS-UNITED HEALTH
GOLDENWEST FEDERAL CREDIT UNION GOLDENWEST CREDIT UNION VISION PLAN	UT	$50K	$0	SELECTHEALTH