Welfare broker

GILBERTS INSURANCE AGENCY INC

Mailing address (most recent filing)

30 E STATE ST

SHARON, PA 161461705

Total comp: $117K
Commissions: $67K
Fees: $50K
Filings: 14
Sponsors: 14

Carrier mix

Where GILBERTS INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$445K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$445K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GILBERTS INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 1.81% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GILBERTS INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GILBERTS INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DIVERSIFIED FAMILY SERVICES DIVERSIFIED FAMILY SERVICES HEALTH, LIFE, STD, VISION, AND DENTAL PLAN2	PA	$445K	$8K	SUN LIFE ASSURANCE COMPANY OF CANADA