Welfare broker

GILBERT INSURANCE AGENCY INC

Mailing address (most recent filing)

30 E STATE STREET

SHARON, PA 16146

Total comp: $42K
Commissions: $29K
Fees: $13K
Filings: 3
Sponsors: 3

Carrier mix

Where GILBERT INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$424K	50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$0	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$424K	0.0%	11.99x
CA	1	$0	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GILBERT INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 12.59% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GILBERT INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GILBERT INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERSTATE CHEMICAL COMPANY INC INTERSTATE CHEMICAL COMPANY HEALTH CARE PLAN	PA	$424K	$53K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
NKSFB, LLC NKSFB, LLC 401(K) PROFIT SHARING PLAN	CA	$0	$1K	EQUITABLE

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$424K

50.0%

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

50.0%

State

Plans

Premium

State share

Index

$424K

0.0%

11.99x

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

INTERSTATE CHEMICAL COMPANY INC

INTERSTATE CHEMICAL COMPANY HEALTH CARE PLAN

$424K

$53K

COLONIAL LIFE & ACCIDENT INSURANCE COMPANY

NKSFB, LLC

NKSFB, LLC 401(K) PROFIT SHARING PLAN

$1K

EQUITABLE