Welfare broker

GERLACH INSURANCE AND FINANCIAL

Mailing address (most recent filing)

UNKNOWN

WESTLAKE VILLAGE, CA 91362

Total comp: $158K
Commissions: $158K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GERLACH INSURANCE AND FINANCIAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$385K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$385K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GERLACH INSURANCE AND FINANCIAL's plans by broker comp / premium ratio. Median 49.21% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GERLACH INSURANCE AND FINANCIAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GERLACH INSURANCE AND FINANCIAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BAY CITIES CONTAINER CORPORATION BAY CITIES CONTAINER CORPORATION EMPLOYEE BENEFIT PLAN	CA	$385K	$189K	BLUE CROSS OF CALIFORNIA