Welfare broker

GERALD ESCOBAR

Mailing address (most recent filing)

4900 LIBBIE MILL EAST BLVD

STE 100

RICHMOND, VA 23230

Total comp: $112K
Commissions: $112K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GERALD ESCOBAR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$3.5M	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GERALD ESCOBAR's plans by broker comp / premium ratio. Median 4.69% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GERALD ESCOBAR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GERALD ESCOBAR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GREGORY PHARMACEUTICAL HOLDINGS, INC. UPM PHARMACEUTICAL HOLDINGS EMPLOYEE BENEFITS PLAN	TN	$3.5M	$165K	BLUECROSS BLUESHIELD OF TENNESSEE, INC