Welfare broker

GEOFFREY RICKS

Mailing address (most recent filing)

18809 W CATAWBA AVE STE 101

CORNELIUS, NC 28031

Total comp: $232K
Commissions: $232K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where GEOFFREY RICKS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$4.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	3	$4.4M	0.1%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GEOFFREY RICKS's plans by broker comp / premium ratio. Median 5.94% vs welfare-wide median 6.35% (n=3).

Prospect-flag exposure · vs market baseline

Share of GEOFFREY RICKS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GEOFFREY RICKS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
P&G SECURITY GUARD INC P&G SECURITY GUARD INC HEALTH & WELFARE PLAN	NC	$1.6M	$114K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
LAKE NORMAN SECURITY PATROL, INC. LAKE NORMAN SECURITY PATROL, INC. EMPLOYEE WELFARE BENEFIT PLAN	NC	$1.5M	$92K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
CAROLINA THERAPEUTIC SERVICES INC CAROLINA THERAPEUTIC SERVICES INC HEALTH & WELFARE PLAN	NC	$1.3M	$75K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$4.4M

100.0%

State

Plans

Premium

State share

Index

$4.4M

0.1%

47.53x

Sponsor

Loc

Premium

Comp

Carrier

P&G SECURITY GUARD INC

P&G SECURITY GUARD INC HEALTH & WELFARE PLAN

$1.6M

$114K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

LAKE NORMAN SECURITY PATROL, INC.

LAKE NORMAN SECURITY PATROL, INC. EMPLOYEE WELFARE BENEFIT PLAN

$1.5M

$92K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

CAROLINA THERAPEUTIC SERVICES INC

CAROLINA THERAPEUTIC SERVICES INC HEALTH & WELFARE PLAN

$1.3M

$75K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA