Welfare broker

GENERAL INSURANCE SERVICES INC.

Mailing address (most recent filing)

PO BOX 418

MICHIGAN CITY, IN 46361

Total comp: $40K
Commissions: $37K
Fees: $3K
Filings: 7
Sponsors: 7

Carrier mix

Where GENERAL INSURANCE SERVICES INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$551K	50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$21K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	2	$572K	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GENERAL INSURANCE SERVICES INC.'s plans by broker comp / premium ratio. Median 13.34% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GENERAL INSURANCE SERVICES INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GENERAL INSURANCE SERVICES INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CROOK INDUSTRIES, LLC CROOK INDUSTRIES, LLC WRAP PLAN	IN	$551K	$29K	UNITEDHEALTHCARE INSURANCE COMPANY
B & B MANUFACTURING, INC. B & B MANUFACTURING, INC. WRAP PLAN	IN	$21K	$4K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$551K

50.0%

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$21K

50.0%

State

Plans

Premium

State share

Index

$572K

0.1%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

CROOK INDUSTRIES, LLC

CROOK INDUSTRIES, LLC WRAP PLAN

$551K

$29K

UNITEDHEALTHCARE INSURANCE COMPANY

B & B MANUFACTURING, INC.

B & B MANUFACTURING, INC. WRAP PLAN

$21K

$4K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA