Welfare broker

GENERAL INS SERVICES INC

Mailing address (most recent filing)

421 FRANKLIN ST

MICHIGAN CITY, IN 46360

Total comp: $44K
Commissions: $41K
Fees: $3K
Filings: 4
Sponsors: 4

Carrier mix

Where GENERAL INS SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$804K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$804K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GENERAL INS SERVICES INC's plans by broker comp / premium ratio. Median 3.59% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GENERAL INS SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GENERAL INS SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VANAIR MANUFACTURING, INC. VANAIR MANUFACTURING INC GROUP BENEFIT PLAN	IN	$804K	$29K	BERKLEY LIFE