Welfare broker

GAYLE T MILTON

Mailing address (most recent filing)

101 LOWE AVENUE, SUITE 1D

HUNTSVILLE, AL 35801

Total comp: $537K
Commissions: $533K
Fees: $4K
Filings: 26
Sponsors: 26

Carrier mix

Where GAYLE T MILTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$2.7M	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$5.6M	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GAYLE T MILTON's plans by broker comp / premium ratio. Median 4.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GAYLE T MILTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GAYLE T MILTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STARFISH HOLDINGS, INC. STARFISH HOLDINGS, INC. EMPLOYEE BENEFITS PLAN	AL	$2.7M	$195K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
CANVAS, INC. CANVAS, INC. EMPLOYEE BENEFITS PLAN	AL	$2.9M	$58K	BLUE CROSS BLUE SHIELD OF ALABAMA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$2.7M

50.0%

BLUE CROSS OF CALIFORNIA

$2.9M

50.0%

State

Plans

Premium

State share

Index

$5.6M

0.2%

107.78x

Sponsor

Loc

Premium

Comp

Carrier

STARFISH HOLDINGS, INC.

STARFISH HOLDINGS, INC. EMPLOYEE BENEFITS PLAN

$2.7M

$195K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

CANVAS, INC.

CANVAS, INC. EMPLOYEE BENEFITS PLAN

$2.9M

$58K

BLUE CROSS BLUE SHIELD OF ALABAMA