Welfare broker

GARY L THORNTON

Mailing address (most recent filing)

PO BOX 8173

LAUREL, MS 39441

Total comp: $24K
Commissions: $24K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where GARY L THORNTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$926K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$926K	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GARY L THORNTON's plans by broker comp / premium ratio. Median 5.46% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GARY L THORNTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GARY L THORNTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEST QUALITY FOOD SERVICE, INC. WEST QUALITY FOOD SERVICE, INC. CAFETERIA PLAN	MS	$926K	$51K	BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY