Welfare broker

GAM INSURANCE AGENCY INC

Mailing address (most recent filing)

113 REPUBLIC AVE

JOLIET, IL 60435

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GAM INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DEARBORN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DEARBORN LIFE INSURANCE COMPANY	1	$222K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$222K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GAM INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 2.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GAM INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GAM INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUSTEES OF MOTION PICTURE LABORATORY TECHS AND FILM EDITORS LOCAL 780 MOTION PICTURE LABORATORY TECHS AND FILM EDITORS LOCAL 780 WELFARE FUND	FL	$222K	$6K	DEARBORN LIFE INSURANCE