Welfare broker

GALLO THOMAS INSURANCE AGENCY

Mailing address (most recent filing)

125 METRO CENTER BLVD STE 3001

WARWICK, RI 028861785

Total comp: $22K
Commissions: $22K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where GALLO THOMAS INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$162K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	1	$162K	0.3%	399.81x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GALLO THOMAS INSURANCE AGENCY's plans by broker comp / premium ratio. Median 4.27% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GALLO THOMAS INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GALLO THOMAS INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ADLER POLLOCK & SHEEHAN P.C. ADLER POLLOCK & SHEEHAN P.C. LIFE INSURANCE PLAN	RI	$162K	$7K	SUN LIFE ASSURANCE COMPANY OF CANADA