Welfare broker

FRINGE BENEFIT SERVICES

Mailing address (most recent filing)

11910 ANDERSON MILL ROAD

AUSTIN, TX 78726

Total comp: $924K
Commissions: $41K
Fees: $883K
Filings: 10
Sponsors: 10

Carrier mix

Where FRINGE BENEFIT SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY33.3%
NATIONWIDE LIFE INSURANCE COMPANY33.3%
KAISER FOUNDATION HEALTH PLAN INC33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	1	$1.9M	33.3%
NATIONWIDE LIFE INSURANCE COMPANY	1	$2.0M	33.3%
KAISER FOUNDATION HEALTH PLAN INC	1	$25.2M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$27.2M	0.0%	11.14x
PA	1	$1.9M	0.0%	7.99x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRINGE BENEFIT SERVICES's plans by broker comp / premium ratio. Median 6.54% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FRINGE BENEFIT SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FRINGE BENEFIT SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JOY CONE CO. JOY CONE CO. EMPLOYEE BENEFITS PLAN	PA	$1.9M	$589K	SYMETRA LIFE INSURANCE COMPANY
THE CONTRACTORS PLAN TRUST THE CONTRACTORS PLAN TRUST	TX	$25.2M	$248K	KAISER FOUNDATION HEALTH PLAN INC-CA
BRINKER INTERNATIONAL, INC. BI PAYROLL COMPANY PART TIME EE HEALTH & WELFARE PLAN	TX	$2.0M	$129K	NATIONWIDE LIFE INSURANCE

Carrier

Plans

Premium

SYMETRA LIFE INSURANCE COMPANY

$1.9M

33.3%

NATIONWIDE LIFE INSURANCE COMPANY

$2.0M

33.3%

KAISER FOUNDATION HEALTH PLAN INC

$25.2M

33.3%

State

Plans

Premium

State share

Index

$27.2M

0.0%

11.14x

$1.9M

0.0%

7.99x

Sponsor

Loc

Premium

Comp

Carrier

JOY CONE CO.

JOY CONE CO. EMPLOYEE BENEFITS PLAN

$1.9M

$589K

SYMETRA LIFE INSURANCE COMPANY

THE CONTRACTORS PLAN TRUST

$25.2M

$248K

KAISER FOUNDATION HEALTH PLAN INC-CA

BRINKER INTERNATIONAL, INC.

BI PAYROLL COMPANY PART TIME EE HEALTH & WELFARE PLAN

$2.0M

$129K

NATIONWIDE LIFE INSURANCE