Welfare broker

FRINGE BENEFIT PLANS INC

Mailing address (most recent filing)

2211 LEE RD

STE 100

WINTER PARK, FL 32789

Total comp: $327K
Commissions: $318K
Fees: $9K
Filings: 16
Sponsors: 16

Carrier mix

Where FRINGE BENEFIT PLANS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	2	$3.9M	66.7%
BLUE CROSS OF CALIFORNIA	1	$945K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	3	$4.9M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRINGE BENEFIT PLANS INC's plans by broker comp / premium ratio. Median 5.70% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FRINGE BENEFIT PLANS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FRINGE BENEFIT PLANS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LELAND MANAGEMENT, INC. LELAND MANAGEMENT, INC. WELFARE BENEFIT PLAN	FL	$2.6M	$148K	HEALTH OPTIONS, INC.
PANHANDLE GRADING & PAVING, INC. PANHANDLE GRADING & PAVING INC. WELFARE BENEFIT PLAN #502	FL	$945K	$81K	BLUE CROSS BLUE SHIELD OF FLORIDA
4R RESTAURANT GROUP, LLC 4R RESTAURANT GROUP LLC WELFARE BENEFITS PLAN	FL	$1.4M	$21K	HEALTH OPTIONS, INC.

Carrier

Plans

Premium

UPMC HEALTH OPTIONS

$3.9M

66.7%

BLUE CROSS OF CALIFORNIA

$945K

33.3%

State

Plans

Premium

State share

Index

$4.9M

0.1%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

LELAND MANAGEMENT, INC.

LELAND MANAGEMENT, INC. WELFARE BENEFIT PLAN

$2.6M

$148K

HEALTH OPTIONS, INC.

PANHANDLE GRADING & PAVING, INC.

PANHANDLE GRADING & PAVING INC. WELFARE BENEFIT PLAN #502

$945K

$81K

BLUE CROSS BLUE SHIELD OF FLORIDA

4R RESTAURANT GROUP, LLC

4R RESTAURANT GROUP LLC WELFARE BENEFITS PLAN

$1.4M

$21K

HEALTH OPTIONS, INC.