Welfare broker

FRIENDSHIP INSURANCE SERVICES LLC

Mailing address (most recent filing)

1110 E OHIO STREET STE B

CLINTON, MO 64735

Total comp: $566K
Commissions: $514K
Fees: $52K
Filings: 2
Sponsors: 2

Carrier mix

Where FRIENDSHIP INSURANCE SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$3.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$3.1M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRIENDSHIP INSURANCE SERVICES LLC's plans by broker comp / premium ratio. Median 24.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FRIENDSHIP INSURANCE SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FRIENDSHIP INSURANCE SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SCHELL AND KAMPETER, INC. SCHELL AND KAMPETER, INC. DBA DIAMOND PET FOODS HEALTH AND WELFARE PLAN	MO	$3.1M	$755K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$3.1M

100.0%

State

Plans

Premium

State share

Index

$3.1M

0.0%

17.86x

Sponsor

Loc

Premium

Comp

Carrier

SCHELL AND KAMPETER, INC.

SCHELL AND KAMPETER, INC. DBA DIAMOND PET FOODS HEALTH AND WELFARE PLAN

$3.1M

$755K

METROPOLITAN LIFE INSURANCE COMPANY