Welfare broker

FREIDEN AGENCY LLC

Mailing address (most recent filing)

3 COMMERCIAL PLACE SUITE 1600

NORFOLK, VA 23510

Total comp: $68K
Commissions: $59K
Fees: $9K
Filings: 5
Sponsors: 5

Carrier mix

Where FREIDEN AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$714K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$714K	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREIDEN AGENCY LLC's plans by broker comp / premium ratio. Median 4.57% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FREIDEN AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FREIDEN AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE BARRY ROBINSON CENTER THE BARRY ROBINSON CENTER HEALTH AND WELFARE PLAN	VA	$714K	$33K	MERITAIN HEALTH