Welfare broker

FREEMAN INSURANCE WEST INC

Mailing address (most recent filing)

12600 W. COLFAX AVE., STE A260

LAKEWOOD, CO 80215

Total comp: $49K
Commissions: $49K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where FREEMAN INSURANCE WEST INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$140K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$140K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREEMAN INSURANCE WEST INC's plans by broker comp / premium ratio. Median 18.72% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FREEMAN INSURANCE WEST INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FREEMAN INSURANCE WEST INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TDI - BROOKS INTERNATIONAL, INC. TDI - BROOKS INTERNATIONAL, INC. ANCILLARY PLAN	TX	$140K	$26K	PRINCIPAL LIFE INSURANCE CO.