Welfare broker

FREED INSURANCE AGENCY INC

Mailing address (most recent filing)

1287 SOUTH SARAH BOULEVARD

VERNON HILLS, IL 60061

Total comp: $239K
Commissions: $233K
Fees: $7K
Filings: 2
Sponsors: 2

Carrier mix

Where FREED INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$5.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$5.0M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREED INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 4.75% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FREED INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FREED INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ASPIRE SYSTEMS DIGITAL TRANSFORMATION INC ASPIRE SYSTEMS DIGITAL TRANSFORMATION INC EMPLOYEE BENEFITS PLAN	IL	$2.5M	$138K	UNITEDHEALTHCARE INSURANCE COMPANY
ASPIRE SYSTEMS, INC. ASPIRE SYSTEMS, INC. EMPLOYEE BENEFITS PLAN	IL	$2.5M	$102K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$5.0M

100.0%

State

Plans

Premium

State share

Index

$5.0M

0.0%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

ASPIRE SYSTEMS DIGITAL TRANSFORMATION INC

ASPIRE SYSTEMS DIGITAL TRANSFORMATION INC EMPLOYEE BENEFITS PLAN

$2.5M

$138K

UNITEDHEALTHCARE INSURANCE COMPANY

ASPIRE SYSTEMS, INC.

ASPIRE SYSTEMS, INC. EMPLOYEE BENEFITS PLAN

$2.5M

$102K

UNITEDHEALTHCARE INSURANCE COMPANY