Welfare broker

FREDERICK C. RUSSELL

Mailing address (most recent filing)

130 RIVERSIDE DRIVE

BINGHAMTON, NY 13905

Total comp: $74K
Commissions: $74K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FREDERICK C. RUSSELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.7M	0.0%	20.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREDERICK C. RUSSELL's plans by broker comp / premium ratio. Median 4.28% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of FREDERICK C. RUSSELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FREDERICK C. RUSSELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRIPLE CITIES ACQUISITION LLC TRIPLE CITIES ACQUISITION LLC DBA COOK BROTHERS CAFETERIA PLAN	NY	$1.7M	$74K	EXCELLUS BLUECROSS BLUESHIELD