Welfare broker

FRED MOORE

Mailing address (most recent filing)

605 CHESTNUT STREET

LIBERTY TOWER #500

CHATTANOOGA, TN 37402

Total comp: $391K
Commissions: $391K
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where FRED MOORE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$5.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	3	$5.0M	0.2%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRED MOORE's plans by broker comp / premium ratio. Median 5.95% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FRED MOORE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FRED MOORE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WORLD CHOICE INVESTMENTS, LLC WORLD CHOICE INVESTMENTS, LLC WELFARE BENEFIT PLAN	TN	$1.8M	$108K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
MOUNTAIN VIEW AUTO GROUP MOUNTAIN VIEW AUTO GROUP HEALTH & WELFARE BENEFITS PLAN	TN	$1.9M	$106K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
JDS TECHNOLOGIES, INC. JDS TECHNOLOGIES, INC. WELFARE BENEFITS PLAN	TN	$1.3M	$77K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$5.0M

100.0%

State

Plans

Premium

State share

Index

$5.0M

0.2%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

WORLD CHOICE INVESTMENTS, LLC

WORLD CHOICE INVESTMENTS, LLC WELFARE BENEFIT PLAN

$1.8M

$108K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

MOUNTAIN VIEW AUTO GROUP

MOUNTAIN VIEW AUTO GROUP HEALTH & WELFARE BENEFITS PLAN

$1.9M

$106K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

JDS TECHNOLOGIES, INC.

JDS TECHNOLOGIES, INC. WELFARE BENEFITS PLAN

$1.3M

$77K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.