Welfare broker

FRASER INSURANCE INC

Mailing address (most recent filing)

7633 EAST 63RD PLACE

SUITE 300

TULSA, OK 74133

Total comp: $312K
Commissions: $196K
Fees: $116K
Filings: 3
Sponsors: 3

Carrier mix

Where FRASER INSURANCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
COMMUNITY CARE33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.8M	33.3%
COMMUNITY CARE	1	$1.6M	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.6M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	3	$6.0M	0.3%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRASER INSURANCE INC's plans by broker comp / premium ratio. Median 6.15% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FRASER INSURANCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FRASER INSURANCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAGLE REDI-MIX CONCRETE, LLC EAGLE REDI-MIX CONCRETE, LLC EMPLOYEE BENEFITS PLAN	OK	$2.8M	$214K	UNITEDHEALTHCARE INSURANCE COMPANY
LOVE BOTTLING CO. LOVE BOTTLING CO. EMPLOYEE BENEFITS PLAN	OK	$1.6M	$97K	BLUECROSS BLUESHIELD OF OKLAHOMA
ELLSWORTH CONSTRUCTION, LLC ELLSWORTH CONSTRUCTION, LLC WELFARE BENEFIT PLAN	OK	$1.6M	$55K	COMMUNITYCARE HMO

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.8M

33.3%

COMMUNITY CARE

$1.6M

33.3%

BLUE CROSS OF CALIFORNIA

$1.6M

33.3%

State

Plans

Premium

State share

Index

$6.0M

0.3%

123.05x

Sponsor

Loc

Premium

Comp

Carrier

EAGLE REDI-MIX CONCRETE, LLC

EAGLE REDI-MIX CONCRETE, LLC EMPLOYEE BENEFITS PLAN

$2.8M

$214K

UNITEDHEALTHCARE INSURANCE COMPANY

LOVE BOTTLING CO.

LOVE BOTTLING CO. EMPLOYEE BENEFITS PLAN

$1.6M

$97K

BLUECROSS BLUESHIELD OF OKLAHOMA

ELLSWORTH CONSTRUCTION, LLC

ELLSWORTH CONSTRUCTION, LLC WELFARE BENEFIT PLAN

$1.6M

$55K

COMMUNITYCARE HMO