Welfare broker

FRANKCRUM INSURANCE AGENCY INC

Mailing address (most recent filing)

100 SOUTH MISSOURI AVE

CLEARWATER, FL 33756

Total comp: $1.5M
Commissions: $1.4M
Fees: $140K
Filings: 3
Sponsors: 3

Carrier mix

Where FRANKCRUM INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$47.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$47.7M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRANKCRUM INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 3.12% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FRANKCRUM INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FRANKCRUM INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRANKCRUM 11, INC. FRANKCRUM WELFARE BENEFIT PLAN	FL	$47.7M	$1.5M	AETNA LIFE INSURANCE CO