Welfare broker

FRANK ZINGARO

Mailing address (most recent filing)

4 HUBBARD CIRCLE

BRONXVILLE, NY 10708

Total comp: $51K
Commissions: $51K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where FRANK ZINGARO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$44K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$44K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRANK ZINGARO's plans by broker comp / premium ratio. Median 16.57% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FRANK ZINGARO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FRANK ZINGARO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PS BUSINESS MANAGEMENT, LLC PS BUSINESS MANAGEMENT HEALTH AND WELFARE WRAP PLAN	NY	$44K	$7K	MUTUAL OF OMAHA INSURANCE COMPANY