Welfare broker

FOUNDERS FINANCIAL GROUP LLC

Mailing address (most recent filing)

737 PLANTATION ROAD

LANCASTER, SC 29720

Total comp: $69K
Commissions: $69K
Fees: $484
Filings: 9
Sponsors: 9

Carrier mix

Where FOUNDERS FINANCIAL GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	2	$416K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	2	$416K	0.2%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FOUNDERS FINANCIAL GROUP LLC's plans by broker comp / premium ratio. Median 24.83% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FOUNDERS FINANCIAL GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FOUNDERS FINANCIAL GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOUNDERS FEDERAL CREDIT UNION GROUP LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR EMPLOYEES OF FOUNDERS FEDERAL CREDIT UNION	SC	$264K	$66K	SYMETRA LIFE INSURANCE COMPANY
FOUNDERS FEDERAL CREDIT UNION GROUP LONG TERM DISABILITY FOR FOUNDERS FEDERAL CREDIT UNION	SC	$152K	$38K	SYMETRA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

SYMETRA LIFE INSURANCE COMPANY

$416K

100.0%

State

Plans

Premium

State share

Index

$416K

0.2%

124.51x

Sponsor

Loc

Premium

Comp

Carrier

FOUNDERS FEDERAL CREDIT UNION

GROUP LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR EMPLOYEES OF FOUNDERS FEDERAL CREDIT UNION

$264K

$66K

SYMETRA LIFE INSURANCE COMPANY

FOUNDERS FEDERAL CREDIT UNION

GROUP LONG TERM DISABILITY FOR FOUNDERS FEDERAL CREDIT UNION

$152K

$38K

SYMETRA LIFE INSURANCE COMPANY