Welfare broker

FORZA GROUP, LLC

Mailing address (most recent filing)

200 DECADON DRIVE, SUITE 230

EGG HARBOR TOWNSHIP, NJ 08234

Total comp: $323K
Commissions: $323K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where FORZA GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$3.4M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$5.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	2	$9.0M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FORZA GROUP, LLC's plans by broker comp / premium ratio. Median 2.16% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FORZA GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FORZA GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HARD ROCK CAFE INTERNATIONAL USA, INC. HARD ROCK CAFE, INC. HEALTH BENEFIT PLAN	FL	$5.6M	$214K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
HARD ROCK BRISTOL HR BRISTOL, L.L.C. HEALTH AND WELFARE PLAN	FL	$3.4M	$17K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$3.4M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$5.6M

50.0%

State

Plans

Premium

State share

Index

$9.0M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

HARD ROCK CAFE INTERNATIONAL USA, INC.

HARD ROCK CAFE, INC. HEALTH BENEFIT PLAN

$5.6M

$214K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

HARD ROCK BRISTOL

HR BRISTOL, L.L.C. HEALTH AND WELFARE PLAN

$3.4M

$17K

UNITEDHEALTHCARE INSURANCE COMPANY