Welfare broker

FORREST BELCHER

Mailing address (most recent filing)

10 FRANKLIN RD SE

STE 550

ROANOKE, VA 24014

Total comp: $67K
Commissions: $67K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FORREST BELCHER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$3.2M	0.0%	46.03x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FORREST BELCHER's plans by broker comp / premium ratio. Median 4.40% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of FORREST BELCHER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FORREST BELCHER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LUNA INNOVATIONS, INC. LUNA INNOVATIONS, INC. HEALTH PLAN	VA	$3.2M	$140K	BLUE CROSS BLUE SHIELD OF MICHIGAN