Welfare broker

FLETCHER ,CARL

Mailing address (most recent filing)

PO BOX 6416

BEVERLY HILLS, CA 90212

Total comp: $199K
Commissions: $199K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where FLETCHER ,CARL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	2	$4.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	2	$4.7M	0.0%	25.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FLETCHER ,CARL's plans by broker comp / premium ratio. Median 7.96% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of FLETCHER ,CARL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FLETCHER ,CARL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EBS ENTERPRISES LLC EBS ENTERPRISES LLC HEALTH AND WELFARE PLAN	FL	$2.9M	$223K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
ELITE BODY SCULPTURE ELITE BODY SCULPTURE HEALTH AND WELFARE PLAN	FL	$1.8M	$150K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY