Welfare broker

FLAHERTY, RONALD

Mailing address (most recent filing)

1473 DUNWOOD DRIVE

WEST CHESTER, PA 19380

Total comp: $3K
Commissions: $3K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FLAHERTY, RONALD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$59K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$59K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FLAHERTY, RONALD's plans by broker comp / premium ratio. Median 9.87% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FLAHERTY, RONALD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FLAHERTY, RONALD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ORTHOPAEDIC ASSOCIATES OF ALLENTOWN ORTHOPAEDIC ASSOCIATES OF ALLENTOWN, LTD. HEALTH AND WELFARE BENEFIT PLAN (503)	PA	$59K	$6K	HIGHMARK, INC.