Welfare broker

FIRST STATE BANK OF NEWCASTLE

Mailing address (most recent filing)

PO BOX 910

NEWCASTLE, WY 82701

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FIRST STATE BANK OF NEWCASTLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	1	$76K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WY	1	$76K	0.7%	755.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST STATE BANK OF NEWCASTLE's plans by broker comp / premium ratio. Median 10.99% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FIRST STATE BANK OF NEWCASTLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FIRST STATE BANK OF NEWCASTLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST NORTHERN BANK OF WYOMING FIRST NORTHERN BANK OF WYOMING LIFE PLAN	WY	$76K	$8K	SYMETRA LIFE INSURANCE COMPANY