Welfare broker

FIRST NATIONAL INS AGENCY

Mailing address (most recent filing)

12 FEDERAL ST

PITTSBURGH, PA 15212

Carrier mix

Where FIRST NATIONAL INS AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	2	$246K	40.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$78K	20.0%
HARTFORD LIFE AND ACCIDENT	1	$54K	20.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$48K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	5	$427K	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST NATIONAL INS AGENCY's plans by broker comp / premium ratio. Median 16.62% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of FIRST NATIONAL INS AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where FIRST NATIONAL INS AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
J.J. POWELL INC. JJ POWELL EMPLOYEE BENEFIT PLAN (502)	PA	$125K	$23K	UNITED OF OMAHA LIFE INSURANCE COMPANY
G.O. CARLSON, INC. G. O. CARLSON, INC. WELFARE PLAN	PA	$122K	$23K	UNITED OF OMAHA LIFE INSURANCE COMPANY
AMERICAN MADE, LLC AMERICAN MADE, LLC GROUP INSURANCE PLAN	PA	$78K	$10K	UNITEDHEALTHCARE INSURANCE COMPANY
STOELZLE GLASS USA, INC. STOELZE GLASS USA, INC. EMPLOYEE BENEFIT PLAN	PA	$54K	$9K	HARTFORD LIFE AND ACCIDENT
GOODWILL OF THE SOUTHERN ALLEGHENIES INC GROUP LIFE INSURANCE OF GOODWILL OF THE SOUTHERN ALLEGHENIES INC	PA	$48K	$5K	METROPOLITAN LIFE INSURANCE COMPANY