Welfare broker

FINANCIAL SERVICE MANAGERS, INC.

Mailing address (most recent filing)

101 BURR RIDGE PARKWAY

SUITE 206

WILLOWBROOK, IL 60527

Total comp: $250K
Commissions: $205K
Fees: $44K
Filings: 15
Sponsors: 15

Carrier mix

Where FINANCIAL SERVICE MANAGERS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$164K	66.7%
BLUE CROSS OF CALIFORNIA	1	$2.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$2.8M	0.0%	18.98x
PA	1	$66K	0.0%	7.99x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FINANCIAL SERVICE MANAGERS, INC.'s plans by broker comp / premium ratio. Median 9.11% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FINANCIAL SERVICE MANAGERS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FINANCIAL SERVICE MANAGERS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TVV-C ACQUISITIONS, LLC DBA DUKANE IAS, LLC TVV-C ACQUISITIONS, LLC DBA DUKANE IAS, LLC WELFARE BENEFIT PLAN	IL	$98K	$12K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
FAMILIA DENTAL LLC FAMILIA MANAGEMENT GROUP, LLC	IL	$2.7M	$11K	BLUECROSS BLUESHIELD OF ILLINOIS
ALPINE MECHANICAL SERVICES ALPINE MECHANICAL SERVICES, LLC	PA	$66K	$6K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$164K

66.7%

BLUE CROSS OF CALIFORNIA

$2.7M

33.3%

State

Plans

Premium

State share

Index

$2.8M

0.0%

18.98x

$66K

0.0%

7.99x

Sponsor

Loc

Premium

Comp

Carrier

TVV-C ACQUISITIONS, LLC DBA DUKANE IAS, LLC

TVV-C ACQUISITIONS, LLC DBA DUKANE IAS, LLC WELFARE BENEFIT PLAN

$98K

$12K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

FAMILIA DENTAL LLC

FAMILIA MANAGEMENT GROUP, LLC

$2.7M

$11K

BLUECROSS BLUESHIELD OF ILLINOIS

ALPINE MECHANICAL SERVICES

ALPINE MECHANICAL SERVICES, LLC

$66K

$6K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA