Welfare broker

FINANCIAL RENAISSANCE

Mailing address (most recent filing)

1016 W JACKSON BLVD

SUITE 407

CHICAGO, IL 60607

Total comp: $262K
Commissions: $188K
Fees: $74K
Filings: 5
Sponsors: 5

Carrier mix

Where FINANCIAL RENAISSANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$934K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$934K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FINANCIAL RENAISSANCE's plans by broker comp / premium ratio. Median 4.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FINANCIAL RENAISSANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FINANCIAL RENAISSANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ATG MANAGEMENT SERVICES, INC. ATG MANAGEMENT SERVICES, INC. EMPLOYEE WELFARE BENEFIT PLAN	IL	$934K	$42K	BLUECROSS BLUESHIELD OF ILLINOIS