Welfare broker

FINANCIAL BENEFIT SERVICES LLC

Mailing address (most recent filing)

2175 N GLENVILLE DR

RICHARDSON, TX 75082

Total comp: $1.1M
Commissions: $985K
Fees: $117K
Filings: 18
Sponsors: 18

Carrier mix

Where FINANCIAL BENEFIT SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$1.6M	50.0%
BLUE CROSS OF CALIFORNIA	1	$7.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$8.8M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FINANCIAL BENEFIT SERVICES LLC's plans by broker comp / premium ratio. Median 10.17% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FINANCIAL BENEFIT SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FINANCIAL BENEFIT SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VANGUARD ACADEMY CHARTER SCHOOL VANGUARD ACADEMY CHARTER SCHOOL WELFARE BENEFITS PLAN	TX	$7.2M	$417K	HEALTH CARE SERVICE CORPORATION
LINEBARGER GOGGAN BLAIR & SAMPSON, LLP LINEBARGER GOGGAN BLAIR & SAMPSON, LLP GROUP INSURANCE AND FLEXIBLE BENEFITS PLAN	TX	$1.6M	$231K	AMERICAN UNITED LIFE INSURANCE COMPANY

Carrier

Plans

Premium

AMERICAN UNITED LIFE INSURANCE COMPANY

$1.6M

50.0%

BLUE CROSS OF CALIFORNIA

$7.2M

50.0%

State

Plans

Premium

State share

Index

$8.8M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

VANGUARD ACADEMY CHARTER SCHOOL

VANGUARD ACADEMY CHARTER SCHOOL WELFARE BENEFITS PLAN

$7.2M

$417K

HEALTH CARE SERVICE CORPORATION

LINEBARGER GOGGAN BLAIR & SAMPSON, LLP

LINEBARGER GOGGAN BLAIR & SAMPSON, LLP GROUP INSURANCE AND FLEXIBLE BENEFITS PLAN

$1.6M

$231K

AMERICAN UNITED LIFE INSURANCE COMPANY