Welfare broker

FIELDSTONE INSURANCE GROUP, LLC

Mailing address (most recent filing)

55 HARRISTOWN RD.

STE 102

GLEN ROCK, NJ 07452

Total comp: $304K
Commissions: $114K
Fees: $189K
Filings: 7
Sponsors: 7

Carrier mix

Where FIELDSTONE INSURANCE GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY66.7%
UNITEDHEALTHCARE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$4.3M	66.7%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.6M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$5.6M	0.0%	13.21x
CT	1	$333K	0.1%	34.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIELDSTONE INSURANCE GROUP, LLC's plans by broker comp / premium ratio. Median 7.60% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FIELDSTONE INSURANCE GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FIELDSTONE INSURANCE GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SELENDY GAY PLLC SELENDY GAY PLLC GROUP HEALTH PLAN	NY	$3.9M	$298K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
ABEL CINE TECH, INC. ABEL CINE TECH, INC. WELFARE BENEFITS PLAN	NY	$1.6M	$96K	UNITEDHEALTHCARE INSURANCE COMPANY
STRATEGIC VALUE PARTNERS, LLC STRATEGIC VALUE PARTNERS WELFARE BENEFITS PLAN	CT	$333K	$41K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$4.3M

66.7%

UNITEDHEALTHCARE INSURANCE COMPANY

$1.6M

33.3%

State

Plans

Premium

State share

Index

$5.6M

0.0%

13.21x

$333K

0.1%

34.57x

Sponsor

Loc

Premium

Comp

Carrier

SELENDY GAY PLLC

SELENDY GAY PLLC GROUP HEALTH PLAN

$3.9M

$298K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

ABEL CINE TECH, INC.

ABEL CINE TECH, INC. WELFARE BENEFITS PLAN

$1.6M

$96K

UNITEDHEALTHCARE INSURANCE COMPANY

STRATEGIC VALUE PARTNERS, LLC

STRATEGIC VALUE PARTNERS WELFARE BENEFITS PLAN

$333K

$41K

CIGNA HEALTH AND LIFE INSURANCE COMPANY