Welfare broker

FICKE & ASSOCIATES INC

Mailing address (most recent filing)

271 US HIGHWAY 46, SUITE A201

FAIRFIELD, NJ 07004

Total comp: $47K
Commissions: $47K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where FICKE & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$356K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$356K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FICKE & ASSOCIATES INC's plans by broker comp / premium ratio. Median 9.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FICKE & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FICKE & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMPUNNEL SOFTWARE GROUP INC COMPUNNEL SOFTWARE GROUP INC HEALTH & WELFARE PLAN	NJ	$356K	$35K	PRINCIPAL LIFE INSURANCE COMPANY