Welfare broker

FERCH INSURANCE GROUP

Mailing address (most recent filing)

4332 TERRAVISTA CLUB DRIVE #34

ROUND ROCK, TX 78665

Total comp: $49K
Commissions: $49K
Fees: $360
Filings: 2
Sponsors: 2

Carrier mix

Where FERCH INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ZURICH AMERICAN INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ZURICH AMERICAN INSURANCE COMPANY	1	$149K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$149K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FERCH INSURANCE GROUP's plans by broker comp / premium ratio. Median 38.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FERCH INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FERCH INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FORD RESTAURANT GROUP HEALTH AND WELFARE FORD RESTAURANT GROUP HEALTH AND WELFARE PLAN - NON SUBSCRIBER	TX	$149K	$57K	ZURICH NA